Save on Home Insurance with a Wind Mitigation Inspection
Florida law requires insurers to offer discounts for homes with wind-resistant roofing features. A wind mitigation report from a licensed contractor can cut your homeowner's insurance premium by 10–45% — often saving hundreds of dollars per year.
What Is a Wind Mitigation Inspection?
Florida insurers are required to offer discounts to homeowners whose roofs have features that resist hurricane damage. A licensed inspector evaluates your home and produces an official OIR-B1-1802 form that documents those features. You submit that report to your insurer, and they apply the applicable credits to your premium.
The inspector evaluates your roof shape, deck attachment method, roof-to-wall connections, roof covering type, and opening protection (windows, doors, garage doors). Each feature earns a credit that stacks to produce your total savings.
- ✓Recognized by all Florida-licensed insurers
- ✓Valid for 5 years from inspection date
- ✓Required to obtain Citizens Insurance coverage
- ✓Works with your existing roof — no replacement required
By the Numbers
What the Inspector Evaluates
Every wind mitigation report covers these six key areas of your home:
New GAF Roof = Maximum Wind Mitigation Credits
As a GAF Master Elite certified contractor, Protek installs roofing systems built to maximize your wind mitigation score. A new GAF roof includes a secondary water resistance layer, FBC-compliant shingles rated to 130+ mph, and correct deck fastening patterns — often earning the highest possible credits in every category.
Ask us about combining your roof replacement with a wind mitigation inspection for maximum savings. Many Protek customers find that the insurance savings alone offset a significant portion of their roof investment over time.
Frequently Asked Questions
Schedule Your Wind Mitigation Inspection
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