Roofing Financing

A New Roof Shouldn't Break Your Budget

Don't let cost stand between you and a protected home. Protek offers 0% interest plans and multiple financing options to fit any budget, credit profile, or project size.

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✓ 4 Financing Partners✓ Same-Day Approvals Available✓ No Credit Check Options✓ $0 Down Available✓ Works with Insurance Claims

Our Financing Partners

Our Partners

4 Financing Options for Every Situation

Whether you have great credit, challenged credit, or no credit — we have a roofing financing solution for you.

Most Popular

Home Improvement Financing

GoodLeap is our primary financing partner — offering fast approvals, competitive rates, and flexible terms for roof replacements, storm damage repairs, and any home improvement project.

✓Loans from $1,000 to $75,000
✓Terms from 2 to 25 years
✓Fixed monthly payments
✓Soft credit check — no impact to apply
✓Same-day approval in most cases
✓Available for all roofing services

Best for: Full roof replacements & larger projects

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Fast Approval

Home Improvement Financing

Sunlight Financial offers competitive home improvement financing for roofing projects. Fast approvals and flexible terms make it a great option for homeowners who want a straightforward loan process.

✓Competitive interest rates
✓Flexible repayment terms
✓Fast online application
✓Available for roof repairs & replacements
✓Simple, transparent process
✓Available for qualified homeowners

Best for: Homeowners wanting fast, simple loan approval

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Certain Sunlight Financial LLC loans through Cross River Bank, Equal Housing Lender, a New Jersey state chartered bank, Member FDIC.

No Credit Check

PACE Financing

Ygrene offers PACE (Property Assessed Clean Energy) financing — repayment is tied to your property taxes rather than your credit score. No credit check required, making it ideal for any homeowner.

✓No credit score requirement
✓Repaid through property tax assessment
✓Up to 100% project financing
✓Long repayment terms available
✓Available in eligible Florida counties
✓Great for homeowners with credit challenges

Best for: Homeowners with credit challenges

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Low Monthly Payments

Lease-to-Own Program

Microf's lease-to-own program delivers low monthly payments with the option to own outright at the end of the term. Flexible qualification requirements and no large upfront payment required.

✓Low monthly lease payments
✓Option to purchase at end of term
✓Flexible qualification requirements
✓Quick approval process
✓No large down payment required
✓Available for roofing systems & materials

Best for: Low monthly payments & flexible qualification

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Not Sure Which Option Is Right for You?

Call us and we'll help you find the best financing option for your budget and credit profile. No pressure, no obligation.

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Simple Process

How Financing Works

Free Inspection

We assess your roof and give you a detailed written estimate at no charge.

Choose Your Plan

We walk you through all 4 financing options and help you pick the best fit.

Quick Approval

Apply in minutes online or by phone. Most decisions are same-day.

We Get to Work

Once approved, we schedule your project — often within the same week.

Get Started

Apply for Financing

Tell us about your project and we'll reach out to walk you through your options. No commitment required.

FAQs

Financing Questions Answered

How do I know which financing option is right for me?↓

Our team will help you choose the best option based on your credit profile, project size, and monthly budget goals. Just call us or fill out the form below and we'll walk you through it.

Will applying affect my credit score?↓

GoodLeap and Sunlight Financial use a soft credit pull for initial applications, which does not affect your credit score. Ygrene's PACE program doesn't require a credit check at all. Final approval may involve a hard pull for some programs.

How fast can I get approved?↓

Many applicants receive same-day approval through GoodLeap and Sunlight Financial. Ygrene and Microf approvals typically take 1–2 business days.

Can I finance a repair, or only full replacements?↓

Most of our financing options work for any project size — from a single-section repair to a full roof replacement. Ask your inspector which options apply to your specific project.

Do I need to own my home to qualify?↓

Yes. All of our financing programs require that you own the home where the work is being performed.

Can I use financing alongside my insurance claim?↓

Absolutely. If you have a storm damage claim in progress, financing can cover your deductible or any portion not covered by insurance. We'll help coordinate both so there's no gap in coverage.

Ready to Get Started?

Call us today for your free inspection and we'll walk you through the financing options that make sense for your project.

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